LACE Financial Corporation
118 North Court Street
Frederick, MD 21701
Ph: 301.662.1011
Fax: 301.662.1458

If you have additional questions on any of our products and services or would like a 15-day trial to use the LACE Monitor System, please email us at inquiries@lacefinancial.com or fill out the inquiry form below.  Thank you very much.

 Owner/Advisor/President - Barron H. Putnam, Ph.D.

Dr. Putnam is Owner, Advisor and President to LACE Financial Corporation. Prior to founding LACE Financial Corp. in 1984, Dr. Putnam had oversight responsibility for monitoring the financial condition of commercial banks and bank holding companies for the Federal Reserve System.  He chaired the interagency committees of the three bank regulatory agencies that developed the Uniform Bank Performance Report, Uniform Bank Holding Company Performance Report, and the Uniform Surveillance System that provides an off-site early warning for the scheduling of bank examinations.  During his sixteen years at the Federal Reserve Board, he was Manager of Surveillance Sections in the Division of Bank Supervision, Assistant Director of the Bank Holding Company Analysis Program, and Economist in the Division of Research and Statistics.

His doctorial research was adopted by the three Federal bank regulators to be used for the uniform bank rating systems.

Dr. Putnam received his Ph.D. in Economics from George Washington University, M.S. in Applied Economics, Demography, and Food Research from Stanford University, M.S. in Economics from University of California, Berkley, and B.S. in International Banking and Finance from New York University.